February 2021 - Ecostar Business

Toolkit and sedition: Gainers and losers of controversies

February 21, 20211954 Views0

One may argue that the government has taken a hasty decision of arresting the environmental activists and allege the government for distracting public attention from farmers’ strike. While the action rewarded the antagonists with a chance for gaining popularity, the protagonists seem to have lost a manageable battle. Often aggressive government action, sans wisdom, breaks out unintended and undesirable consequences. Some actions draw not only reactions but also multiple actions, which breed new heroes. The arrest of some new names like Disha Ravi, who is said to be an environmental activist, for sedition made them steal the media limelight. The Toolkit was a tool for someone to spring into action, making them action heroes. When people spend crores of rupees t...

Investment Talk

Is too much transparency and liquidity in Equity, tempting investors to take too many decisions?

Ecostar Editor Mag

February 15, 20211929 Views0

A Investor, while calculating the return from the conventional investment products like real estate or gold, is done over a long period, returns from equities are calculated on a microsecond basis daily. ‘There are plenty of reasons, which influence price movements. An investor gets the price of equities regularly but seldom knows the value. It is easy for an investor to exit and enter without any major incidental cost. because equities are more liquid, giving an investor enough comfort to exit anytime he needs. Moreover, there is a high level of transparency in equity products. ...

Investment Talk

Risk Capacity vs Risk Tolerance

Ecostar Editor Mag

February 15, 20212023 Views0

There are two aspects linked with an investor's risk tolerance actual financial capability (risk capacity) to bear unforeseen losses and emotional capability (risk tolerance) to live with the loss. If an investor is unable to emotionally bear the loss under an unforeseen circumstance, he may be tempted to exit the market with his loss in hand without thinking further, although he had the financial capacity to bear the notional loss. For such a category of investors, market volatility is unacceptable and emotionally forbidden. They move out of the market at the wrong time and swear never to return. That is a folly driven either by fear or greed. For example, had an investor made a bet on stocks a year before the lockdown started, out of fear, he would have sold all his equities in Marc...

Investment Talk

Why do more a savings get channeled into real estate and gold?

Ecostar Editor Mag

February 15, 20212027 Views0

The process of putting money in real estate or buying gold requires neither home-work nor support of a consultant. but a broker/agent/jeweller For insurance products, there are 2-3 million agents who keep selling. But when an investor wants to buy equities or mutual fund units, he needs to apply his mind or seek the assistance of a SEBI certified portfolio manager or investment advisor. because it is a matter of deciding by self. by which return is not sure. ...

News Analysis

A rise in EPF subscriptions

Ecostar Editor Mag

February 15, 20212112 Views0

The rejoining of the EPF exited members indicated that workers were returning to their jobs as India recorded a decline in active Covid-19 cases. In October, there was a steep rise in EPF members, showing that the job market began to pick up. The provisional payroll data of EPFO released on 20th December 2020 reveals that EPFO has added over 1.15 million net subscribers in October 2020. Despite the pandemic-induced lockdown, EPFO has added over 3.93 million subscribers already during the current financial year. The number comprises members who have joined during the month and whose contribution has been received by EPFO for the wage month. By year-on-year comparison, October 2020 registered 56% growth in terms of net payroll. The net subscriber growth in October 2019 was 7.39 la...