The process of putting money in real estate or buying gold requires neither home-work nor support of a consultant. but a broker/agent/jeweller For insurance products, there are 2-3 million agents who keep selling. But when an investor wants to buy equities or mutual fund units, he needs to apply his mind or seek the assistance of a SEBI certified portfolio manager or investment advisor. because it is a matter of deciding by self. by which return is not sure.
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